The Company has implemented a Compliance Program with the following components

• Compliance Responsibilities and Oversight
• Annual Risk Assessment and Compliance Work Plan
• Auditing and Monitoring            
• Education, Training and Attestation
• Reporting, Response and Prevention
• Enforcement and Discipline

To report a compliance matter, or for any questions related to compliance, please contact us. If you prefer to report a matter anonymously, please send us your written communication or contact us by telephone at Company headquarters.